Buy to Let

As a concept, Buy-to-Let works so well because the rent you receive would normally be more than the interest you pay on your mortgage. Your holding cost is therefore nil, allowing you to benefit from the property's long term gain in value at zero cost to yourself. This only works if you are able to find a tenant, so it is wise to keep informed about the rental market.


Rental demand continues to grow at a rapid rate and is supported by many factors, including:

• House prices are too high for many potential buyers (particularly first time buyers) who are choosing to rent instead.
• An increasing number of single people and students prefer to rent, as it gives them flexibility of movement.
• Shorter working contracts are leading to individuals seeking greater flexibility and mobility.
• Loss of social stigma associated with renting.
• An increasing level of personal spending, and the consequent decrease in saving, mean that fewer people can afford the deposit necessary to join the property ownership ladder.Is there a good infrastructure?

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